FabGuys.com forum: Card payments only

By *ucker76 OP Man
5 days ago

raynes park

This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

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By *awsMan
5 days ago

Portsmouth

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening"

It’s the governments way of controlling your money. If everything has to be payed with by card they can see exactly what you’ve spent and where your money is coming from. Big z brother is here!!!

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By *ub4daddyukMan
5 days ago

Hindon wilts + Weymouth

Should have said ...I'm cash only ... fib..say none of you have any cards...what can they do...if they didn't clearly sign any where..or tell you when you ordered

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By *tmguylookingMan
5 days ago

Chesterfield

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening"

This happened to me a few weeks ago, but only after they'd poured the drinks and made my sandwich. Well it's not my fault I couldn't pay, I don't carry a bank card. I ended up walking out of the place and leaving them with drinks and food to go to waste. Needless to say, I wont be going back there in a hurry either.

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By *racknell DeepthroaterMan
5 days ago

Bracknell

Unless there is signage they have to accept cash.

I prefer to use cash, I can keep control of what I am spending. I also only use chip and pin when I use a card as I do not like to tap to make a payment.

Working in cyber security contactless payments are not as safe as people think!

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By *oxymusicMan
4 days ago

Cowbridge

"Unless there is signage they have to accept cash.

I prefer to use cash, I can keep control of what I am spending. I also only use chip and pin when I use a card as I do not like to tap to make a payment.

Working in cyber security contactless payments are not as safe as people think!"

I’m not too sure that is correct.

A business can choose whatever form of payment they like and need not have signage.

Cash as legal tender is only for payment of debts, not retail transactions.

‘I promise to pay the bearer on demand the sum of…’

Bank of England website explains it fully.

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By *ub4daddyukMan
4 days ago

Hindon wilts + Weymouth

"Unless there is signage they have to accept cash.

I prefer to use cash, I can keep control of what I am spending. I also only use chip and pin when I use a card as I do not like to tap to make a payment.

Working in cyber security contactless payments are not as safe as people think!

I’m not too sure that is correct.

A business can choose whatever form of payment they like and need not have signage.

Cash as legal tender is only for payment of debts, not retail transactions.

‘I promise to pay the bearer on demand the sum of…’

Bank of England website explains it fully."

You're probably right ...biy it's a bullshit way of doing things...totally happy for somewhere to be card only...just make sure it's really obvious that is your policy , even if you're not legally obliged to

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By *ohnnyangerMan
4 days ago

I mean it doesn't take much to just ask before ordering...

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By *ub4daddyukMan
4 days ago

Hindon wilts + Weymouth

"I mean it doesn't take much to just ask before ordering..."

Or telling people when they order?

Or having a big fuck off sign on the door or window to save you wasting your time going into a place you can't use..go in..perhaps have to wait while dealing with other patrons to then ask...are you card only?

Or to save all that ..have a sign on your FUCKING door

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By *agedSubSlutMan
4 days ago

Bishop Auckland

Make sure you rain down a shitload of abuse on the minimum wage cashier who gatekeeps for the deep state

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By *iggreenockMan
4 days ago

Greenock

"Make sure you rain down a shitload of abuse on the minimum wage cashier who gatekeeps for the deep state"

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By *iggreenockMan
4 days ago

Greenock

Banks charge extortionate amount of money to deposit business cash. There's also an ever increasing risk for staff going with takings. Obviously the business is changed for each card payment. I guess it's a business decision 🤷‍♂️ But really who doesn't have a debit card these days?

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By *iggreenockMan
4 days ago

Greenock

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening"

Well you will be in a minority that feel compelled to rant about it here. Just a guess

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By *attersbyMan
4 days ago

cotswold

No I don’t think he is in a minority . I agree with him too . And I’m sure others do .

I would have left the food and drink too if there was nothing to say card only .

I often go out cardless. It’s easier to see what you are spending and control it .

All about personal choice.

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By *etmepants offMan
4 days ago

dartford

I don't carry my bank card unless withdrawing cash from atm. Using only cash is easier to keep track of what you spend

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By *ayPonty1Man
4 days ago

Pontypridd

Cash is king. They can stick their digital, cashless society up there arses. Not only is it about control it's plunging the feckless and financially illiterate into more debt giving the banks more money through overdraft charges.

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By *upertedMan
4 days ago

Nelson

Many moons ago I used to work for a Thoroughbred Bank. I can remember the local pubs coming to take a cloth bag of each coin. The weight of all of that was immense.

I sometimes now help out friends with an artisnal pizza van. 130 pizzas sold...onky 2 paid in cash!

🍕 😲

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By *ustOneBearMan
4 days ago

Neath

Some independent shops in my town aren’t accepting £20 notes at the moment due to large amounts of fakes

You just can’t win.

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By *im le2Man
4 days ago

aylestone leic

If a shop or pub says card only I'm not using there service.

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By *0yguyMan
4 days ago

Cumbria

"Many moons ago I used to work for a Thoroughbred Bank. I can remember the local pubs coming to take a cloth bag of each coin. The weight of all of that was immense.

I sometimes now help out friends with an artisnal pizza van. 130 pizzas sold...onky 2 paid in cash!

🍕 😲 "

….and do you also remember howl much the bank charged those businesses for providing cash and charged them again for paying cash into the bank? Plus there was the time involved in sending an employee to the bank. Much more economic to take cards even with transaction fees.

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By *ylons22Man
4 days ago

Wolverley & Dudley

had this happen to me a few weeks ago, ordered drinks & held out a £20 note, the young lad behind the bar looked at it in disgust and pointed to a very small sign that said we're cashless & only accept card payments, its their loss at the end of the day as we just went elsewhere & easily spent over £100 between the group of us & makes me wonder how they survive turning away customers.

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By *ajkumarkapoorMan
4 days ago

London

Good businessman always gives you 2 options - pay by card or cash.

Reason: When there is no electricity or faults, war, attacks and the system stopped working, you can still pay by cash.

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By *ajkumarkapoorMan
4 days ago

London

"Good businessman always gives you 2 options - pay by card or cash.

Reason: When there is no electricity or faults, war, attacks and the system stopped working, you can still pay by cash. "

Taking card or cash means you have 2 sources of income coming in. Bicester Village Shopping Centre takes cash because they knew tourists come in with lots of cash to to buy luxurious goods. If you don't take cash, you lose lots of money.

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By *tar33Man
4 days ago

North London (outer)

"Unless there is signage they have to accept cash.

I prefer to use cash, I can keep control of what I am spending. I also only use chip and pin when I use a card as I do not like to tap to make a payment.

Working in cyber security contactless payments are not as safe as people think!"

That's nonsense, there's no obligation at all for a business to accept cash, signage or not.

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By *-skinMan
4 days ago

Weymouth

Stood at the bar with my £10.00 pint of lager card only pontins sandy bay.

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By *erasusMan
4 days ago

Glasgow

Quie a few pubs do that now and so far they all have had signage

Mind you a couple of others are ‘cash only’

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By *idingcockMan
4 days ago

Driffield

As an ex bank clerk I can see why hospitality venues prefer card payments. Banks charge businesses a fortune to handle cash; cash is vulnerable to theft from burglars or staff and you need a lot of change on the premises for all those stood at the bar with their £20 note. Most airlines won’t take cash for exactly these reasons.

If I were running a coffee shop I’d have a sign saying that we prefer card payments but can accept cash for those that prefer to pay that way.

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By *irtyfacesMan
4 days ago

near

We had 4 beers in a cashless pub in Leeds,I never looked at the machine or got a receipt,yes I know it's my fault,I checked bank 2 days later and each tap got dearer, only by a small amount but that's not the point,if they did that to others they were making a fair profit

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By *tar33Man
4 days ago

North London (outer)

I'm quite happy paying by card or with my phone these days, nothing to do with Government or 'Deep State' spying on people, it's commercially-led and a cheaper, more convenient way of carrying out business.

Years ago I worked on the Flying Squad when cash in transit robberies were a thing, now pretty much unheard of.

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By *astersteve906Man
4 days ago

Near Lutterworth

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

It’s the governments way of controlling your money. If everything has to be payed with by card they can see exactly what you’ve spent and where your money is coming from. Big z brother is here!!!"

The reason is Worldpay had the patent for card readers and charged a high cost to use it, now any bank can use card readers and the cost is minimal. Most larger businesses prefer card payment, there's less chance of fraud and the money goes straight into the bank. Cash can be forged, can be taken by staff and costs the business money to pay in.

Small businesses prefer cash as it's often not traceable to the inland revenue etc

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By *ajkumarkapoorMan
4 days ago

London

"As an ex bank clerk I can see why hospitality venues prefer card payments. Banks charge businesses a fortune to handle cash; cash is vulnerable to theft from burglars or staff and you need a lot of change on the premises for all those stood at the bar with their £20 note. Most airlines won’t take cash for exactly these reasons.

If I were running a coffee shop I’d have a sign saying that we prefer card payments but can accept cash for those that prefer to pay that way. "

It is reasonable to pay air tickets, hotel accommodation, expensive items by card and cash for less expensive items.

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By *ngel50TV/TS
4 days ago

Kinross

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening"

Go in, order a massive round and when it's all poured and on bar, offer cash, if they say card only then let them pour it all down the sink and go elsewhere

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By *hitebriefsMan
4 days ago

Chard

The other side of the coin is that our small village community run shop actively campaigns for customers to pay for purchases, and settle their monthly accounts in cash (or by BACS) as it costs them so much to process a card transaction. Paying for a pint of milk with a card is costing the shop money.

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By *owzerMan
4 days ago

Chester... Where the streets have no name

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening"

So how did you pay?

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By *andysmithTV/TS
4 days ago

Poole

Interestingly banks look at how you spend your money on cards and profile you for loans mortgages insurance etc. if you spend £5.00 per week on lottery/football pools or spend in a pub your mortgage/insurance/loan rate is likely to go up as you are deemed likely to have a gambling addiction/alcohol addiction/risky behaviour.

Don't let big brother/big corporations/government into you life and decide if you are privileged or an underprivileged downtrodden polateriate. PAY BY CASH don't pay by card and take your business elsewhere.

Miss Smith 💋💋💋

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By *tar33Man
4 days ago

North London (outer)

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

Go in, order a massive round and when it's all poured and on bar, offer cash, if they say card only then let them pour it all down the sink and go elsewhere "

What kind of idiot would do such a thing, and why?

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By *rancd2TV/TS
4 days ago

Wolverhampton

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

It’s the governments way of controlling your money. If everything has to be payed with by card they can see exactly what you’ve spent and where your money is coming from. Big z brother is here!!!

Small businesses prefer cash as it's often not traceable to the inland revenue etc "

Small businesses dont prefer cash, small businesses with small transaction amounts prefer cash purely because of the cost of using machines to receive the payments. It usually has nothing to do with the inland revenue. The people dodging the revenue are the multimillionaires, not the day to day businesses

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By *annyDanielleMan
4 days ago

Street, Somerset

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening"

Unless there are clear signs that establishments don't accept cash before you get to point of sale they're legally obliged to accept it.

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By *cunnySucker69Man
4 days ago

Scunthorpe

Back in the good old days I only ever took cash with me to pubs, that way I couldn't spend too much

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By *V-SLUT1968TV/TS
4 days ago

Sheffield

Very rarely use cash anymore since covid

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By *b72Man
4 days ago

Moray

I prefer to pay by card as it saves me driving round the town trying to find a cash machine that works, plus I don’t have to worry if I’ve taken enough money out with me

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By *iBobOxonMan
4 days ago

Thame/Aylesbury

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

Unless there are clear signs that establishments don't accept cash before you get to point of sale they're legally obliged to accept it."

Not true, I’ve just googled it ;

‘Shops and businesses are not legally required to accept cash for everyday transactions’

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By *tar33Man
4 days ago

North London (outer)

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

Unless there are clear signs that establishments don't accept cash before you get to point of sale they're legally obliged to accept it."

That's a complete fallacy, there is no such obligation at all. Please quote legislation that says otherwise.

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By *obbleTV/TS
4 days ago

manchester

After reading all the posts on here i have realised how little i myself use cash these days, probably laziness on my part, or the fact the nearest ATM to me charges £2 to draw money out and my nearest bank is miles away, obtaining cash is not really sensible for me.

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By *urvMan
4 days ago

christchurch Dorset

The ones that get me is Cash only who has cash . Then they tell you there is a cash machine about 25 minutes walk away . Sod all that for a sweet cherry and a packet of pork scratchings

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By *andysmithTV/TS
4 days ago

Poole

"After reading all the posts on here i have realised how little i myself use cash these days, probably laziness on my part, or the fact the nearest ATM to me charges £2 to draw money out and my nearest bank is miles away, obtaining cash is not really sensible for me."
you can get your cash from post office with no charges

❤️❤️❤️

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By *ello 1000Man
4 days ago

Lincolnshire

It's personal choice really ,, I used cash not card ,, if a business doesn't want my cash there's always one down the road that does ,, I have no issue with anyone who uses cards like I say it's personal choice ,

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By *tephen_b50Man
4 days ago

Bristol

A business that is open late, is known to have cash on the premises, and sells alcohol ... well, what could possibly go wrong?

My sympathies are entirely on the side of the bar staff, who are in a very vulnerable situation. But people who insist on using cash to suit their convenience don't care about that, and are all too willing to offload all the negative consequences of their preference onto others.

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By *ocky30Man
4 days ago

Wellingborough

"After reading all the posts on here i have realised how little i myself use cash these days, probably laziness on my part, or the fact the nearest ATM to me charges £2 to draw money out and my nearest bank is miles away, obtaining cash is not really sensible for me. you can get your cash from post office with no charges

❤️❤️❤️"

A post office is just as rare as a bank nowadays

Each to their own but I'm firmly in the card camp - can't remember the last time I had any cash on me.

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By *ello 1000Man
4 days ago

Lincolnshire

Like I previously mentioned I am definitely on the cash side of the debate but no issues with anyone using cards , do whatever suits you best ,,

I do wonder what response a government would have got in ( not too many) years gone by if they had announced all your wages will be paid into a bank , bank branches will close , and we want you to pay for items not by cash but by a card where a record will be available of what your wages are spent on , how much you spend on petrol , beer , in the bookies , on groceries , at the sex shop , football or rugby club , swingers club , train / coach / bus journeys , which pubs / cafes , clothes shops etc , in fact there will be a record of everything you spend where and when

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By *annyDanielleMan
4 days ago

Street, Somerset

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

Unless there are clear signs that establishments don't accept cash before you get to point of sale they're legally obliged to accept it.

That's a complete fallacy, there is no such obligation at all. Please quote legislation that says otherwise."

My mistake, sorry.

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By *otquitepastitTV/TS
4 days ago

Peacehaven

It pisses me off too, but when tackling staff about this, the answer was quite a simple one. BANKS have shut countless branches so the business has to travel miles to deposit takings. My nearest bank branch is 10 miles away, previously it was just local

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By *ildwestheroMan
4 days ago

Llandrindod Wells

Despite being a bit old fashioned and a bit of a dullard where most modern technology is concerned, I rarely use cash. As a teetotaler I don't seem to use pubs other than for the rare meal and then it is invariably card payment. Good to know both options are available.

Having said that cash isn't always available. In small towns now banks are few and far between. ATMs are not always available either. Went to get a haircut last year. That particular barber had a sign saying 'Cash Only'. Realised I hadn't enough cash on me so went to the nearest ATM at Tesco only to find it out of order. So had to postpone my haircut.

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By *andysmithTV/TS
4 days ago

Poole

"Like I previously mentioned I am definitely on the cash side of the debate but no issues with anyone using cards , do whatever suits you best ,,

People don't seem to realise the record you leave by using card. Certain purchases are already used against you by mortgage, insurance and loan providers. Soon your card purchases will determine where you are able to live and what employment you are permitted. Why bother to build up the countries defence just become part of China?

❤️❤️❤️

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By *aul_tim2000Man
4 days ago

Grantham

Maybe someone who works in the industry can tell us what level of detail the credit agencies can get from your bank about your spending. If you've not given the agency access to your account can the bank release any information at all?

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By *oxymusicMan
4 days ago

Cowbridge

"Maybe someone who works in the industry can tell us what level of detail the credit agencies can get from your bank about your spending. If you've not given the agency access to your account can the bank release any information at all?"

My understanding is that you have to give permission to the agencies as Experian do an optional ‘Boost’ to your rating but that requires your explicit permission so they can view your account.

They would have knowledge of any bank accounts held but I gather that it is for money laundering legal requirements. They wouldn’t be able to see beyond that without your permission.

In any case, if you have no credit facilities with your bank then there is nothing to report.

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By *ark3636Man
3 days ago

Eastbourne

"This is happening in far too many pubs and restaurants now when wanting to purchase/pay

Is it just me that is driven mad by this ?

Ordered some drinks tonight, the girl can clearly see i have a £20 note and says its card only when I go to pay ffs,nowhere in this particular establishment was any signage to say this

I cant be the only one that's pissed off by this when out for a day or an evening

😄 🤣 😂

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